• 813-770-5415



Throughout the site, the terms “HDG” “we,” “us” and “our” refer to HDG PUBLIC ADJUSTERS & INSURANCE LOSS, LLC. These terms and conditions govern your use of this website. By using this website, you are agreeing to and accepting all terms, conditions and notices contained herein, without modification.


The information contained in this website is provided for informational purposes only and should not be construed as legal advice on any subject matter. The content as provided “as is” without any representations or warranties, express or implied.

You should not act or refrain from acting on the basis of any content included in this site without seeking legal or other professional advice. The contents of this site contain general information only and may not address your situation. HDG are not attorneys and do not provide any legal advice. We disclaim all liability for actions you take or fail to take based on any content on this site.

Blog Disclosure

Marlin Law Group gives us permission to link to the Merlin blog articles to our website, the articles on the English blog not necessarily are written by Attorneys, but any legal content is not written from HDG Public Adjusters and Insurance Loss or any representatives of the firm.

License to use website

You may view, download for caching purposes only, and print pages from the website for your own personal use, provided that (a) you must not republish material from this website (including
republication on another website), or reproduce or store material from this website in any public or private electronic retrieval system, without our express written consent; (b) you must not
reproduce, duplicate, copy, sell, resell, visit, or otherwise exploit our website or material on our website for a commercial purpose, without our express written consent; (c) you must not edit or
otherwise modify any material on the website, without our express written consent.

Acceptable Use

As a condition of your use of the website, you agree that you will not use this website or its content: (a) for any unlawful purpose; (b) to solicit others to perform or participate in any unlawful acts; (c) to violate any international, federal, provincial or state regulations, rules, laws, or local ordinances; (d) to infringe upon or violate our intellectual property rights or the intellectual property rights of others; (e) to harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability; (f) to submit false or misleading information; (g) to upload or transmit spyware, Trojan horse, work, keystroke logger, rootkit, viruses or any other type of malicious code that will or may be used in any way that will affect the functionality or operation of the website; (h) to collect or track the personal information of others; (i) to copy, store, host, transmit, send, use, publish, spam, phish, pharm, pretext, spider, crawl, or scrape; (j) for any obscene or immoral purpose; (k) to interfere with or circumvent the security features of the website; or (l) obtain or attempt to obtain any materials or information through any means not intentionally made available or provided by us.

We reserve the right, in our sole discretion, to terminate your use of the website and any related services or any portion thereof at any time, without notice.


When you access this website, we use ‘cookies’ that automatically track certain information about visitor activity on the website. Cookies are data files that contain information created by a
web server that can be stored on a user’s hard disk for use either during a particular session or for future use. We use cookies to understand website usage, to improve the content and offerings,
and to support visitor’s interaction. For example, we may use cookies to personalize your experience on our website. This may include information such as the browser and operating system being used, IP address and referring URL.

If you want to control which cookies you accept, you can configure your browser accordingly. Most browsers automatically accept cookies. You may find that some parts of the website will not function properly if you have refused cookies.

Limitations of Liability

The information contained in this website may include inaccuracies, typographical errors, or incomplete information. Changes in the website may be made at any time. The website should not be relied on for any advice of any kind, including but not limited to personal, medical, legal, or financial, and you should consult an appropriate professional for specific advice regarding your individual situation.

We make no representations or warranties in relation to the website or the information and materials provided on this website. We make no representations about the reliability, timeliness,
completeness, accuracy, timeliness, or availability of the information, products, and services contained on the website for any purpose. We undertake no obligation to update, amend or clarify information on the website. No specified update on any part of the website should be taken to indicate that any information on the website has been modified or updated. We hereby disclaim all warranties and conditions with regard to the information, products and services, including but not limited to, all implied warranties or conditions of merchantability and fitness for a particular purpose.

To the maximum extent permitted by law, in no event shall we be liable for any direct, indirect, special, consequential, punitive or incidental loss or damages whatsoever including but not limited to business loss, loss of revenue, income, profits, anticipated savings, loss of contracts, loss of business relationships, loss of reputation or good will, loss or corruption of information or data arising out of or in any way associated with the use or performance of the website, related services or otherwise, whether based on contract, tort, negligence, strict liability, or otherwise, even if we have been advised of the possibility of loss or damage.

If you are dissatisfied with any of the terms or any portion of the website, your sole and exclusive remedy is to discontinue use of the website.

Third-Party Links

This website may contain links that direct you to other third-party websites that are not affiliated with us nor under our control. We are not responsible for the privacy practices or the content of
such websites, and we do not endorse such sites. We are not responsible for examining or evaluating the content or accuracy and we do not warrant and will not have any liability or responsibility for any third-party materials or websites, or for any other materials, products, or services of third-parties. We are providing these links to you only as a convenience.

We are not liable for any harm or damages related to the purchase or use of goods, services, resources, content, or any other transactions made in connection with any third-party websites. Please review carefully the third-party’s policies and practices and make sure you understand them before you engage in any transaction. Complaints, claims, concerns, or questions regarding third-party information, products or services should be directed to the third-party.


All contents of this website are Copyright © 2018 HDG Public Adjusters & Insurance Loss, LLC. All rights reserved.


The laws of the state of Florida shall govern this agreement and you hereby consent to the exclusive jurisdiction and venue of courts in Hillsborough County, Florida for all disputes arising out of or relating to the use of the website. Should any legal proceeding be necessary to construe or enforce the provisions of this agreement, then the prevailing party in such legal action shall be entitled to recover all court costs, reasonable attorney fees and costs. This agreement constitutes the entire agreement between us and the user, contains all representations between the parties with respect to the subject matter hereof and it supersedes all prior contemporaneous communications, representations and understandings, whether oral or written. If any part, clause, or condition of this agreement is held to be partially or wholly invalid, unenforceable, or inoperative for any reason whatsoever, such provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision, and such shall not affect any other provision or portion hereof, which shall continue to be effective. A printed or electronic version of this agreement and any notice shall be admissible in any proceedings related to this agreement to the same extent as other business documents and records kept in the ordinary course of business. You agree to indemnify, defend and hold harmless HDG and our parent, subsidiaries, affiliates, partners, officers, directors, agents, contractors, licensors, attorneys, service providers, subcontractors, suppliers, interns and employees, harmless from any claim or demand, including reasonable attorneys’ fees, made by any third-party due to or arising out of your breach of these terms and conditions or the documents they incorporate by reference, or your violation of any law or the rights of a third-party.

We reserve the right, at our sole discretion, to update, change or replace any part of these terms and conditions. It is your responsibility to check the website periodically for changes. Your continued use of or access to the website following the posting of any changes to these terms and conditions constitutes acceptance of those changes.



This privacy policy (“policy”) sets out how HDG PUBLIC ADJUSTERS & INSURANCE LOSS, LLC. (hereinafter “HDG” “we,” “us” and “our”) uses and protects any information that you provide us when you visit and use this website.

We reserve the right to change this policy at any given time, of which you will be promptly updated. If you want to make sure that you are up to date with the latest changes, we advise you to frequently visit this page.

What we collect:

When you visit our website, we may collect the following information:
• Name and contact information including email address
• Your IP address.
• Demographic information such as postal code, preferences and interests
• Data profile regarding your online behavior on our website.

What we do with the information we gather:

We use this information to understand your needs and provide you with a better service, and in particular for the following reasons:

• Internal record keeping.
• We may use the information to improve our products and services.
• We may periodically send promotional emails about special offers or other information which we think you may find interesting using the email address which you have provided.
• We may use the information to customize the website according to your preferences.
• We will never sell your information.


We are committed to securing your data and keeping it confidential. In order to prevent unauthorized access or disclosure, we have taken commercially reasonable precautions by implementing procedures, technologies and software to help us safeguard the information we collect online.

How we use cookies

A cookie is a small file which asks permission to be placed on your computer’s hard drive. Once you agree, the file is added and the cookie helps analyze web traffic or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences.

We may use cookies to understand website usage, to improve the content and offerings, and to support visitor’s interaction. For example, we may use cookies to personalize your experience on our website. This may include information such as the browser and operating system being used, IP address and referring URL. We only use this information for statistical analysis purposes and then the data is removed from the system. A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us.

You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of the website.

Links to other websites

Our website may contain links that direct you to other third-party websites that are not affiliated with us nor under our control. We are not responsible for the privacy practices for any third-party websites. Therefore, we cannot be responsible for the protection and privacy of any information which you provide while visiting such sites and such sites are not governed by this privacy policy. You should exercise caution and read the privacy policy applicable to the website in question.

Controlling your personal information

You may choose to restrict the collection or use of your personal information. If you have previously agreed to us using your personal information for marketing purposes, you may change your mind at any time by emailing us at info@hdgpublicadjusters.com.

We will not sell, distribute or lease your personal information to third parties unless we have your permission or are required by law.