HDG IS A PUBLIC ADJUSTER & INSURANCE LOSS COMPANY
WHO’S A PUBLIC ADJUSTER?
A public adjuster is an insurance claims adjuster who advocates for the policyholder in appraising and negotiating a claimant’s insurance claim.
Aside from attorneys and the broker of record, public adjusters licensed by state departments of insurance are the only type of claims adjuster that can legally represent the rights of an insured during an insurance claim process.
WHEN DO I NEED ONE?
A public adjuster will be most beneficial when it is clear that the insurer will pay the claim and the only issue is the proper identification and valuation of the loss.
Primarily they appraise the damage, prepare an estimate and other claim documentation, read the policy of insurance to determine coverages, and negotiate with the insurance company’s adjuster.
HOW MUCH WILL IT COST?
Most public adjusters charge a percentage of the settlement (with the percentage being lower for larger losses (over $250,000)), with the average charge being about 20%, although some states cap the fee.
HERE TO HELP WITH YOUR INSURANCE CLAIMS.
Sinkhole. Hurricane. Water. Flood. Fire.
GABRIEL BONSERIO –License W137183
Owner and CEO
- HDG Public Adjusters & Insurance Loss
- Hispanic Chamber of Commerce of Tampa Bay
- HDG Marketing Industries LLC