WHAT SHOULD MY BUSINESS OR FAMILY DO FIRST?
HOW TO BEST UNDERSTAND YOUR INSURANCE POLICY
Have HDG review the damage and any existing claims paperwork to better assist you in getting what you need from the insurance company. Don’t get lost in the process we are here to help.
Beware not to sign blank authorization forms as this may start the process without you realizing it. This can result in problems after work has been completed if you are still working with the insurance company on the status of your claim. Sometimes the contractor will file a “notice to owner” to protect his lien rights.
ARE YOU A BUSINESS OWNER?
Business owners have more than just damage to worry about with the needs of employees, customers, partners, and any other contractual obligations that the business has. Don’t let these issues get you bogged down let HDG help.
ARE YOU A HOMEOWNER?
Dealing with loss of personal items and property is stressful enough don’t let the insurance company bully you over claim amounts. Though you may want to get started as soon as possible with the cleaning and restoration process make sure that you understand your rights and responsibility under your insurance policy. There may be more options available to you, like whether you should declare a total loss or begin restoration, that can’t be easily uncovered without the help of an adjuster.