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TYPES OF CLAIMS

PROFESSIONAL SERVICES :

  • Evaluate existing insurance policies in order to determine what coverage may be applicable to a claim
  • Research, detail, and substantiate damage to buildings and contents and any additional expenses
  • Evaluate business interruption losses and extra expense claims for businesses
  • Determine values for settling covered damages
  • Prepare, document and support the claim on behalf of the insured
  • Negotiate a settlement with the insurance company on behalf of an insured
  • Re-open a claim and negotiate for more money if a discrepancy is found after the claim has been settled

ADDITIONAL PROFESSIONAL SERVICES INCLUDE:

BUILDERS RISK & CONSTRUCTION DELAY

Builders risk and construction delay can affect your project in many different ways. Most construction and building projects are an insurance risk for a standard policy since there a lot of unexpected events and issues that can take place during construction. That means a specific type of insurance is needed called a builders risk or construction delay policy.

APPRAISAL & MEDIATION

You as the home or business owner have the right to dispute a claim even though you may not be notified by the insurance agency of this power.   When this instance occurs you may be able to invoke the appraisal clause within your policy, providing you have that clause in your policy.

PRE LOSS PLANNING

Pre loss planning helps you recovery faster from damage or a loss. This type of planning can be very helpful should a loss occur because you will already be prepared with all the correct documentation that the insurance agency will need.

RISK MANAGEMENT

Risk management assessments are helpful in understanding the risks and perils that a property or organization can suffer from.

WAIT! Before You Use Our Loss Draft Directory, Read This:

Are you truly satisfied with your settlement?

Let a licensed and experienced Public Insurance Adjuster at HDG Public Adjusters review your claim — absolutely free.

We specialize in uncovering damages that insurance companies often overlook.

On average, public adjusters can help policyholders receive up to 747% more for their damages.

✅ No cost. No obligation. Just a second opinion that could put thousands more in your pocket.

So, why walk away from money you’re entitled to? Important for Homeowners: Settlement Check Endorsement

If you’re satisfied with your settlement, here’s what you need to do next.

When you receive a settlement check from your insurance company, it must be endorsed by your mortgage company before you can access the funds. At HDG Public Adjusters, under the leadership of Principal Gabriel Bonserio, our Loss Draft Department Directory helps make this process quick and stress-free.

Simply click on your mortgage company from the list, and you’ll be directed straight to their loss draft department website.

✅ Our team is happy to answer your questions or even assist you with the process — at no cost to you.

At HDG Public Adjusters, we’re here to support you every step of the way — even after your claim has been paid.

Are you ready?

Official Guide for the Tampa Bay Area: Disaster Planning Guide

HDG SERVES THE FOLLOWING MARKETS:

APARTMENT COMPLEXES

COMMERCIAL CLAIMS

CONDO ASSOCIATION CLAIMS

STATE AND LOCAL GOVERNMENT CLAIMS

MEDICAL FACILITY CLAIMS

RESIDENTIAL CLAIMS

HOMEOWNER PROPERTY CLAIMS

BUSINESS PROPERTY CLAIMS

HOTEL PROPERTY CLAIMS

ATTORNEY & CPA ASSISTANCE

TEAM HDG

HERE TO HELP WITH YOUR INSURANCE CLAIMS.

Sinkhole. Hurricane. Water. Flood. Fire

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GABRIEL BONSERIO – License W137183
Owner and CEO
  • HDG Public Adjusters & Insurance Loss
  • Hispanic Chamber of Commerce of Tampa Bay
  • HDG Marketing Industries LLC

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